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For life’s biggest purchases

Trust your money to get where it needs to go, every time.

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Authorised and regulated by the
Financial Conduct Authority

More on how it works

Why Shieldpay?

Buying a house

Secure life's big purchases, and the smaller ones too

Dealing with a stranger

For dealing with someone you don’t know

Identity verification

We verify the identity of all users

Shieldpay vault

Funds held securely in the Shieldpay vault

Shieldpay protection

We protect both sides of the transaction

Dispute resolution

We help with any disputes

Together with


When would I use it?

For peace of mind when buying and selling with someone you don’t know.

  • Cars and bikes
  • Buying a house
  • Private rentals
  • Luxury goods
  • Builders or freelancers
  • Fan-to-fan tickets

Get started now

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How does it work?

1. Create transactionTell us who you are sending funds to. We verify their identity.

2. You fund the vaultFunds are held securely in the Shieldpay vault.

3. Release fundsFunds are released when both sides confirm they are happy.

Gumtree buyer

I worry about meeting a stranger while carrying cash. Now I can pay online, have the item shipped and feel totally secure.

Alex, Gumtree buyer

What does it cost?

A small fee for peace of mind, based on the value of your transaction.

Transaction amount£0.00
Shieldpay fee · Info£0.00
Total you pay£0.00
What’s included in the fee?
  • Both parties verified by identity checks
  • We help you through any disputes
  • Funds held until both sides are happy

Ready to go?

Shieldpay fees

Transaction value Cost per transaction
Under £100 £3
£100 - £1,000 2.5%
£1,000 - £5,000 2.0%
£5,000 - £50,000 1.5%
£50,000+ 1%

High value transaction? Get in touch for a quote.

I’m a resident of

European Economic Area (incl. UK)

In another region? Get in touch for more information.